Ministry of Finance
Republic Tajikistan

IMPLEMENTATION OF GREEN LOANS TO THE ACTIVITY OF IMON INTERNATIONAL

GREEN FINANCE

  • One of the main achievements of  ‘’IMON INTERNATIONAL’’ this year was participation in ADB’s ‘’Green Finance’’ project.
  • The project assists families in Tajikistan to increase access to energy and housing energy efficiency by financing ‘’smart ‘’ solutions of green energy

Project objectives:

  • Promotion of energy efficient and eco-homes
  • Providing loans to population and small businesses to purchase and install energy efficient roofs and doors, windows, heat insulating floors and sillies, advanced water pumps, solar water heaters and more other SGES products.

PROJECT PERFORMANCE
(PERIOD: JANUARY - AUGUST 2015)

Number of loans disbursed 1 407

Outstanding loan portfolio (TJS)  12 378 891

Average loan amount (TJS)  8 800

% loans disbursed to women 40%

% loans disbursed in rural area 65%

MAIN DIRECTIONS  OF LENDING

  • Plastic and wooden windows
  • Insulating of floors and sillies
  • Energy efficient water pumps
  • Energy efficient heating equipment
  • Solar panels

PROJECT REALIZATION ISSUES

  • Lack of promotion campaigns advertising benefits of energy efficient technologies and alternative energy sources among the population.
  • Low income level of population especially in rural areas, which is not allows them to invest in long term projects, related to energy efficient technologies.
  • Due to absence of tax remissions for the import of SGES, inadequate and small selection of green equipment in market. Respectively expensive and often not very high quality products.
  • Lack of development of this kind of products in local enterprises.

PROPOSALS FOR  PROJECT STIMULATION

  • To start the Promotion Campaign for advertising benefits of alternative energy sources and energy efficient technologies on mass media.
  • To create the favorable conditions in Tajikistan for the growth of local and private providers and manufacturers of energy efficient technologies.
  • Propose to the government of Tajikistan on tax remissions for importers of energy efficient technologies, and also for local manufacturers.

SOCIAL PROJECTS

  • Equipment of nursing home in J. Rasulov region with solar panels for lighting of premises.
  • Equipment of 1 IMON office with Smart Green Energy Solution and creating demo area on that base .

SUCCESS STORIES OF CLIENTS

Raupov Solih

Raupov Solih – paramedic in Farhor first aid station, decided to buy 2 solar panels with base in order to solve the electricity shortage problems   

  • Power of one panel is enough for:

  •  Light  - 4 ;
  •  TV -1;
  •  Laptop charger -1;
  •  Phone charger - 4   

Burova Surayo

Burova Surayo – high school teacher in Vahdat region.

‘’ In winter period because of the frequent shortage me and my kids had to do the homework by the candle light. When I heard that IMON provides Green loans for alternative energy sources, I decided to buy a solar panels and solve the problems with electricity.’’            

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Green financing - provides support and assistance to the population, as this program is for development and ...
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